This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

Before acquiring a financial product a person should obtain a Product Disclosure Statement (PDS) relating to that product and consider the contents of the PDS before making a decision about whether to acquire the product.

The material contained in this document is based on information received in good faith from sources within the market, and on our understanding of legislation and Government press releases at the date of publication, which are believed to be reliable and accurate.

Opinions constitute our judgment at the time of issue and are subject to change. Neither, the Licensee or any of the National Australia group of companies, nor their employees or directors give any warranty of accuracy, nor accept any responsibility for errors or omissions in this document.

From time to time members of the National Australia group of companies, associated employees or agents may have an interest in or receive monetary or other benefits from financial products and services mentioned herein. The Licensee is associated with issuers of MLC Investments Ltd, MLC Ltd, NAB OnLine Trading Limited, Jana Investments Advisers Pty Ltd, PLUM Financial Services Limited, Navigator Australia Ltd, NULIS Nominees (Australia) Limited and National Australia Bank Ltd products and services.

Peter Wilson, Adrian Vidotto, Tristan Lloyd and Sharon Tan of Strategic Wealth Pty Ltd are Authorised Representatives of Godfrey Pembroke Limited ABN 23 002 336 254, an Australian Financial Services Licensee, Registered office at 105 –153 Miller St North Sydney NSW 2060 and a member of the National Australia group of companies.

This site is designed for Australian residents only. Nothing on this website is an offer or a solicitation of an offer to acquire any products or services, by any person or entity outside of Australia.